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Long-Term Care Insurance

Many private long-term care insurance policies cover skilled nursing, home health aides, and private duty services at home. We work directly with your insurer to verify and maximize your benefits.

Long-Term Care Insurance Photo
What LTC Insurance Covers

Making the Most of Your Policy

Long-term care insurance is a private insurance product specifically designed to cover extended care services that Medicare and health insurance don’t typically pay for. Most LTC policies include home health benefits that can significantly offset the cost of care.

Coverage varies by policy, so our team works directly with your insurance company to understand exactly what your plan covers before care begins. We handle the claims process and help you navigate the elimination period, benefit triggers, and daily benefit amounts.

  • Skilled nursing visits
  • Home health aide services
  • Private duty nursing
  • Personal care and companion services
  • We verify your specific policy benefits
  • We coordinate with your insurer directly
  • Claims filing handled by our billing team
  • Can supplement Medicare or MassHealth
Verify My LTC Benefits
How It Works

How We Verify Your Coverage

We take care of the insurance verification process for you — at no cost and with no obligation.

1

You Call or Contact Us

Reach out by phone, fax, or the contact form. Have your long-term care insurance policy information handy if possible.

2

We Contact Your Insurer

Our billing team contacts your LTC insurance company to review your specific policy, benefit triggers, and home health coverage.

3

We Explain What’s Covered

We walk you through exactly what your policy covers, your daily benefit amount, and any elimination period or waiting period that applies.

4

Care Begins

Once coverage is confirmed, we schedule your first visit and handle all ongoing claims filing with your insurer.

Have a Long-Term Care Policy?

Call us and we’ll review your policy and verify your home health benefits at no cost — before care begins.

📞617-846-7676